#compliance
Compliance
Navigate regulatory compliance and maintain audit-ready financial records
State Commercial Financing Disclosure Laws Keep Spreading: What Lenders and Brokers Must Disclose in 2026
California, New York, Utah, Florida and more now require cost disclosures for commercial loans, MCA and factoring — what triggers disclosure and how to comply.
State Employee Data Privacy Laws Are Expanding in 2026: HR's New Risk Assessments and Notice Duties
From Jan 1 2026, CCPA requires HR data risk assessments and new state privacy laws in IN, KY, RI take effect — what HR must map, disclose and minimize.
The TAKE IT DOWN Act's 48-Hour Takedown Rule: What Any Small Business Hosting User Content Must Do to Comply in 2026
The TAKE IT DOWN Act took effect May 19, 2026. Covered platforms must provide a takedown request process and remove nonconsensual intimate images — including AI deepfakes — and identical copies within 48 hours or face FTC enforcement.
Used-Vehicle Dealer Compliance in 2026: FTC Buyers Guide, Warranty Disclosure, and the Inventory Costing That Keeps Gross Profit Honest
Every used vehicle needs its FTC Buyers Guide on the window with one warranty box checked — and each VIN's ACV plus recon, floorplan curtailment, and F&I reserve must tie to the guide the deal delivered.
Washington Bans Non-Competes Starting June 30, 2027: What ESHB 1155 Means for Past and Existing Agreements
Washington ESHB 1155 bans all non-competes from June 30 2027 — including existing agreements — with Oct 1 2027 notice and $5,000 penalty. What remains enforceable.
Backup Withholding in 2026: When 24% Applies, How to Avoid It With Valid W-9s, and the CP2100 Notice Response
Backup withholding is 24% flat on reportable payments when the TIN is missing or the CP2100 says it is wrong — cured by a W-9 before payment and two B-notices within 15 business days, reported on Form 945.
UK Companies House 2026 Filing Overhaul: Software-Only iXBRL Accounts and Mandatory Director ID Verification Explained
Companies House ECCTA reforms require verified director and PSC identities since November 2025, ACSP-gated filing from late 2026, and software-only iXBRL accounts with no abridged option — learn timelines, corporate-director limits, and the bookkeeping changes small companies must make now.
Overtime Rule in 2026: The $58,656 Salary Threshold Stay, Duties Test, and the Compliance Checklist for Reclassifying Exempt Employees
The $58,656 threshold was vacated — $35,568 is the enforceable level — but salary is only a third of exemption; duties decide the rest, and reclassification lives or dies on time records and the regular rate.
Backup Withholding Threshold Jumped to $2,000 in 2026: What Small Business Owners Need to Know
The IRS backup withholding threshold increased from $600 to $2,000 effective 2026. Understand what changed, who's affected, how to prevent it, and Form 945 compliance requirements.
Level-Funded Health Plans: Why 40% of Small Employers Are Switching from Traditional Insurance
Level-funded health plans have become the choice of 40% of small employers seeking transparency, refunds, and predictable costs. Learn how the claims-fund-plus-stop-loss model works, accounting implications, and who should consider switching from fully-insured plans.
Non-Medical Home Care Agency Bookkeeping: Payroll, Billing, and Margin-by-Client Tracking
Track caregiver payroll, client-level margins, and complex revenue streams with the bookkeeping system non-medical home care agencies need to separate profitability from operational chaos.
OMB Uniform Guidance 2026: Federal Grant Compliance Changes for Nonprofits
OMB's 2026 Uniform Guidance overhauls federal grant compliance for nonprofits, adding stricter payment verification, expanded subaward reporting, and tighter cost allowability rules—effective October 1. The comment period closes July 13; here's what changed and why it matters.