#legal
Legal
Legal considerations for business finance and accounting compliance
Knocking at the Fed's Door: What Executive Order 14267 and the FTC-DOJ Deregulation Lists Mean for Regulated Businesses
EO 14267 directed FTC and DOJ to identify anticompetitive regulations — they returned 125+ rules for review. What it changes and what it doesn't for compliance.
Federal Policy in the 119th Congress: What CRS Says About the Fed's Four Responsibilities and Current Debates
CRS R48380 and 2025–26 reports frame Fed duties — monetary policy, bank regulation, payments, and lender of last resort — and 2026 oversight debates.
ISO Generative AI Exclusions Start Jan 1, 2026: What CG 40 47 Means for Your CGL Policy
Verisk/ISO CG 40 47, CG 40 48, CG 35 08 exclude generative AI losses from CGL from Jan 1 2026 — what is excluded and how to close the gap.
New York Expanded Wage Theft Enforcement in 2026: Liens, Seizures, and Stop-Work Orders Employers Must Understand
Governor Hochul's FY2025-26 budget gave NYSDOL power to lien property, seize assets, and issue stop-work orders for unpaid wage-theft judgments — what it means for employers.
State Commercial Financing Disclosure Laws Keep Spreading: What Lenders and Brokers Must Disclose in 2026
California, New York, Utah, Florida and more now require cost disclosures for commercial loans, MCA and factoring — what triggers disclosure and how to comply.
State Employee Data Privacy Laws Are Expanding in 2026: HR's New Risk Assessments and Notice Duties
From Jan 1 2026, CCPA requires HR data risk assessments and new state privacy laws in IN, KY, RI take effect — what HR must map, disclose and minimize.
Used-Vehicle Dealer Compliance in 2026: FTC Buyers Guide, Warranty Disclosure, and the Inventory Costing That Keeps Gross Profit Honest
Every used vehicle needs its FTC Buyers Guide on the window with one warranty box checked — and each VIN's ACV plus recon, floorplan curtailment, and F&I reserve must tie to the guide the deal delivered.
Washington Bans Non-Competes Starting June 30, 2027: What ESHB 1155 Means for Past and Existing Agreements
Washington ESHB 1155 bans all non-competes from June 30 2027 — including existing agreements — with Oct 1 2027 notice and $5,000 penalty. What remains enforceable.
Independent Contractor Misclassification: Why One Parking-Spot Company Paid $6 Million and What the 2026 DOL Rules Mean for Your Hiring
Contractor misclassification can cost over $100,000 per worker. Learn how the 2026 DOL rules tighten classification requirements and why industries from delivery services to healthcare tech are facing major reclassification lawsuits.
Kentucky HB 185: How the New Occupational License Predetermination Law Affects Small Business Hiring
Kentucky's HB 185, in effect statewide since July 15, 2026, lets applicants with a conviction history request a binding predetermination from a licensing board before paying for training, and bars boards from treating any felony as automatically disqualifying — a change that directly affects the labor pool for small businesses hiring cosmetologists, HVAC techs, real estate agents, and other licensed trades.
Black Car Driver Misclassification: What a $236,000 Verdict Means for Your Business
A federal court upheld a $236,000 jury verdict against a black car company for misclassifying drivers as contractors, reaffirming that the economic realities test — not the label on a 1099 agreement — determines worker status.
FTC Franchise Rule 2026: What Undisclosed Fee Guidance Means for Renewals and Transfers
FTC staff guidance issued in 2024 bars franchisors from using operations manual updates to impose fees not disclosed in the FDD, and by 2026 is reshaping how renewals and transfers get documented — here's how franchisees should audit fees against Item 6.