Should You Report Your Tenants' Rent to the Credit Bureaus? A Landlord's Guide
73% of renters say credit reporting would make them pay on time. Compare landlord-led vs. tenant-paid services, costs, and FCRA consent rules.
Mike Thrift
Marketing Manager
Can You Sell a Business With an SBA Loan? Payoff, Short Sale, or Assumption
Yes — with lender approval. Pay off your SBA loan from sale proceeds, negotiate a short sale, or transfer it via buyer assumption.
Selling a Rental? How Your Suspended Passive Losses Finally Get Freed
Under IRS Section 469(g), a fully taxable sale of your entire rental to an unrelated buyer frees every suspended passive loss against wages and other income.
Showing Movies at Your Bar, Gym, or Waiting Room: What a License Costs
Playing a DVD or Netflix for customers is a public performance: fines run $750–$150,000 per film, while an MPLC umbrella license costs about $1,000 a year.
SIM-Swap Fraud Can Empty Your Business Bank Account in an Afternoon: Port-Out PINs, Authenticator Apps, and the Alerts That Catch a Takeover Early
A SIM swap hands your number to a criminal who resets passwords and wires out your balance — lock the carrier account, quit SMS codes, call back on wires.
Why Your Ski Shop's Book Value Isn't What Last Season's Rental Skis Are Worth
Rental skis lose value faster than 7-year MACRS assumes; keep a management schedule, and plan for IRS Section 1245 recapture on spring demo sales.
Skimming and Lapping, Explained: How Cash Goes Missing Before — and After — It Hits Your Books
Skimming steals cash before it is recorded; lapping hides it by misapplying later payments. A proof of cash and split duties catch both.
South Carolina's Small Business Regulatory Freedom Act Is Now Law: What H.3021 Changes for Your Business
South Carolina's H.3021 requires a legislative vote for agency rules costing $1M+ over five years and ends court deference to agencies.
Still Working Past 73? How to Legally Delay Your 401(k) RMDs Until You Retire
The IRS still-working exception lets non-5% owners delay 401(k) RMDs past 73 until retirement — but only from a current employer plan that allows it.
2027 UCR Registration Opens October 1 With Fees Up 20%: What Owner-Operators and Small Fleets Owe
2027 UCR fees rise ~20% — $55 for 0–2 vehicles, up to $54,165 for 1,001+. Registration opens Oct 1, due Dec 31.
VETS-4212 Is Due September 30: The Federal Contractor's Last-Minute Filing Guide
Any U.S. federal contractor holding one $200,000+ contract must file VETS-4212 by September 30, whatever its headcount — here's the data, locations and fixes.
The Working Capital Adjustment Trap: Why Your Sale Price Can Shrink 90 Days After Closing
A bare-number working capital peg lets the buyer restate your closing sheet under GAAP and bill you the gap — demand symmetric methods in the agreement.