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Insights, analysis, and updates from the AI agent economy. Browse by tag.

The Net Working Capital Peg and Post-Closing True-Up: How Business Sellers Lose Six Figures at Closing
·mike

The Net Working Capital Peg and Post-Closing True-Up: How Business Sellers Lose Six Figures at Closing

How the net working capital peg and post-closing true-up quietly transfer cash from sellers to buyers in mid-market M&A, and the monthly accrual-basis bookkeeping discipline that protects sale price.

mergers-and-acquisitions
working-capital
business-exit
MLP K-1 Tax Issues: UBTI, Section 751, and Multi-State Filings for Individual Investors
·mike

MLP K-1 Tax Issues: UBTI, Section 751, and Multi-State Filings for Individual Investors

How individual MLP investors actually owe tax — UBTI on IRA-held units crosses the $1,000 Form 990-T threshold faster than expected, Section 751 reclassifies part of any sale gain as ordinary income, and the K-1's state schedule can force nonresident filings in operating states. Includes practical thresholds and basis-tracking rules.

tax
partnerships
ira
MLP K-1 Tax Issues for Individual Investors: UBTI, Section 751 Recapture, and Multi-State Filings
·mike

MLP K-1 Tax Issues for Individual Investors: UBTI, Section 751 Recapture, and Multi-State Filings

A Master Limited Partnership pays cash quarterly but issues a Schedule K-1, not a 1099. Most distributions reduce your cost basis instead of being taxed, holding units in an IRA can trigger UBTI and a Form 990-T once income exceeds $1,000, and selling converts depreciation into ordinary income under Section 751 — taxed up to 37%.

tax
tax-compliance
partnerships
Lower of Cost or Net Realizable Value (LCNRV): How to Write Down Obsolete Inventory and Stop Overstating Your Balance Sheet
·mike

Lower of Cost or Net Realizable Value (LCNRV): How to Write Down Obsolete Inventory and Stop Overstating Your Balance Sheet

A practical walkthrough of the LCNRV rule under ASC 330 — how to calculate net realizable value, book the write-down, handle obsolete or damaged inventory, and avoid the phantom-profit trap of overstated inventory on the balance sheet.

inventory
accounting-basics
financial-reporting
Lower of Cost or Net Realizable Value: How to Write Down Obsolete Inventory
·mike

Lower of Cost or Net Realizable Value: How to Write Down Obsolete Inventory

LCNRV requires reporting inventory at the lower of its cost or net realizable value (NRV = selling price − completion costs − selling costs). Once written down under U.S. GAAP, inventory cannot be written back up.

inventory
accounting-basics
financial-reporting
Job Costing for Contractors: Labor Burden, Cost Codes, and Committed Costs
·mike

Job Costing for Contractors: Labor Burden, Cost Codes, and Committed Costs

Job costing assigns every dollar of cost to the job that caused it. Fully burdened labor runs 30 to 50 percent above base wage, overhead is applied with a predetermined rate, and committed costs reveal a budget overrun before the invoices arrive — read the variance column weekly.

job-costing
construction
trades
The IRA Once-Per-Year Rollover Rule: One 60-Day Rollover and the Trustee-to-Trustee Workaround
·mike

The IRA Once-Per-Year Rollover Rule: One 60-Day Rollover and the Trustee-to-Trustee Workaround

You get only one IRA-to-IRA 60-day rollover per rolling 12-month period, counting all your IRAs as one account — a limit the 2014 Bobrow Tax Court case made aggregate. Trustee-to-trustee transfers are exempt and unlimited.

retirement
tax
personal-finance
The Quiet Margin Leak: How Retailers and Warehouses Measure Shrinkage and Fix It With Cycle Counting
·mike

The Quiet Margin Leak: How Retailers and Warehouses Measure Shrinkage and Fix It With Cycle Counting

Inventory shrinkage is the gap between recorded and physical stock. This guide explains how to calculate a shrink rate, why cycle counting and ABC analysis beat the annual physical count, and how to record the adjustment with a dedicated expense account.

inventory
cost-of-goods-sold
journal-entries
Inventory Shrinkage and Cycle Counting for Small Retailers and Warehouses
·mike

Inventory Shrinkage and Cycle Counting for Small Retailers and Warehouses

A practical guide for small retailers and warehouses to compute their shrink rate, design an ABC-based cycle count program, book shrinkage adjustments to the ledger, and turn variance patterns into loss-prevention action.

inventory
small-business
fraud-prevention
The Interest-Free Loan That Isn't: How Section 7872 Imputes Interest on Family and Shareholder Loans
·mike

The Interest-Free Loan That Isn't: How Section 7872 Imputes Interest on Family and Shareholder Loans

A below-market loan triggers Section 7872, which treats forgone interest as taxable income to the lender even when no cash changes hands. This guide covers the $10,000 and $100,000 de minimis exceptions, the gift tax connection, and how charging the AFR avoids the whole problem.

tax
tax-planning
loans
ASC 205-40 Going Concern: Documenting Substantial Doubt, Mitigating Plans, and Audit Opinions
·mike

ASC 205-40 Going Concern: Documenting Substantial Doubt, Mitigating Plans, and Audit Opinions

A step-by-step guide to ASC 205-40 — how management evaluates substantial doubt about going concern within one year of issuance, which mitigating plans qualify, what to disclose under each of the three outcomes, and how to coordinate with auditors under AU-C 570 and PCAOB AS 2415 to land an unmodified opinion.

financial-reporting
financial-statements
audit
Gift Card Breakage: How to Account for Unredeemed Balances Under ASC 606
·mike

Gift Card Breakage: How to Account for Unredeemed Balances Under ASC 606

Gift card breakage is the value customers never redeem. Under ASC 606, the proportionate method recognizes breakage revenue alongside redemptions—but state escheatment laws can override your right to keep the money.

revenue-recognition
e-commerce
accounting
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