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Plain-text accounting insights, tutorials, and updates from the Beancount.io team. Browse by tag.

Charitable Contributions Tax Deductions: A Complete Guide for Individuals and Small Business Owners
·mike

Charitable Contributions Tax Deductions: A Complete Guide for Individuals and Small Business Owners

A practical guide to claiming charitable contribution tax deductions — covering qualified organizations, AGI limits (20%–60%), documentation requirements, and strategies like donor-advised funds and qualified charitable distributions for retirees.

tax
tax-deductions
tax-planning
QuickBooks for Shopify Sellers: Is DIY Bookkeeping Worth It?
·mike

QuickBooks for Shopify Sellers: Is DIY Bookkeeping Worth It?

A practical guide for Shopify sellers on setting up QuickBooks correctly—covering payout structure, integration apps (A2X, Synder), monthly reconciliation steps, and the most common mistakes that inflate revenue or miss COGS.

quickbooks
e-commerce
bookkeeping
Outsourced Bookkeeping: A Complete Guide for Small Business Owners
·mike

Outsourced Bookkeeping: A Complete Guide for Small Business Owners

When to outsource your bookkeeping, how much it costs ($300–$2,500/month vs. $5,400–$6,700/month for in-house staff), and how to evaluate the three main models — freelance, firm, and virtual — with a realistic 90-day onboarding timeline.

bookkeeping
small-business
outsourcing
IRS CP2000 Notice: What It Is and How to Respond
·mike

IRS CP2000 Notice: What It Is and How to Respond

Over 4 million taxpayers receive IRS CP2000 notices each year—a proposed adjustment from the Automated Underreporter unit, not a bill. This guide explains what triggers a CP2000, how to respond within the 30-day deadline, when to dispute, and how to prevent future notices with better record-keeping.

tax
tax-compliance
tax-preparation
How to Prepare for a Business Loan Application: A Complete Guide
·mike

How to Prepare for a Business Loan Application: A Complete Guide

Nearly 80% of small business loan applications are rejected on first submission — not because the business is weak, but because the owner wasn't prepared. This guide covers the Five Cs of Credit, DSCR calculation, required documentation, loan type selection, and the common mistakes that sink applications before they start.

loans
small-business
sba
How to Hire the Right Bookkeeper: A Complete Guide for Small Business Owners
·mike

How to Hire the Right Bookkeeper: A Complete Guide for Small Business Owners

When your books are months behind and tax season is a scramble, it's time to hire a bookkeeper—but the wrong one costs more than doing it yourself. This guide covers how to choose between freelancers, firms, and remote services; which certifications to require; ten interview questions that reveal real competence; and six red flags to walk away from.

bookkeeping
small-business
hiring
How to File Back Taxes Without Records: A Step-by-Step Guide
·mike

How to File Back Taxes Without Records: A Step-by-Step Guide

A practical guide to reconstructing missing financial records and filing back taxes. Covers IRS wage transcripts, bank statements, alternative documentation, penalty math (5% vs 0.5% per month), and payment options for taxpayers with one to six years of unfiled returns.

tax
tax-filing
tax-compliance
Com tributen les societats col·lectives? Una guia completa per a socis de negocis
·mike

Com tributen les societats col·lectives? Una guia completa per a socis de negocis

Les societats col·lectives no paguen l'impost sobre la renda federal — els ingressos flueixen cap als socis a través de l'Annex K-1, els quals llavors han de pagar tant l'impost sobre la renda com l'impost sobre el treball autònom. Aquesta guia cobreix els terminis del Formulari 1065, les estimacions trimestrals, la sentència Soroban de 2023 sobre socis comanditaris i els cinc errors més costosos que cometen els socis de negocis.

tax
partnerships
tax-compliance
Form 4868: The Complete Guide to Filing a Tax Extension
·mike

Form 4868: The Complete Guide to Filing a Tax Extension

Form 4868 grants an automatic six-month federal tax extension—but not a payment extension. Learn who should file, how to complete the form, key deadlines, penalty comparisons, and common mistakes that cost taxpayers real money.

tax
tax-filing
tax-deadlines
Federal Tax Lien: What It Is, How It Affects You, and How to Get Rid of It
·mike

Federal Tax Lien: What It Is, How It Affects You, and How to Get Rid of It

A federal tax lien gives the IRS a legal claim against all your assets — real estate, bank accounts, and future property — when you fail to pay taxes. Here are six concrete resolution paths, from full payment and installment agreements to lien withdrawal.

tax
tax-compliance
legal
Estimated Quarterly Tax Payments: A Complete Guide to Due Dates and Avoiding Penalties
·mike

Estimated Quarterly Tax Payments: A Complete Guide to Due Dates and Avoiding Penalties

A practical breakdown of estimated quarterly tax payments for 2026 — who owes them, the four due dates (April 15, June 16, Sept 15, Jan 15), how to calculate using Form 1040-ES, and the safe harbor rules that shield you from IRS underpayment penalties.

tax
self-employment
self-employment-tax
1099 Reporting Requirements: The Complete Guide for Small Businesses
·mike

1099 Reporting Requirements: The Complete Guide for Small Businesses

The reporting threshold for 1099-NEC and 1099-MISC forms rises to $2,000 in 2026. Learn which forms to file, key deadlines, how to collect W-9s, and how to avoid IRS penalties that can reach $680 per form.

tax
tax-compliance
small-business
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