AutoZone FY2026 Q4 Earnings: $2.57B Profit, $2.50B Deficit
AutoZone earned $2.57B in FY2026 yet ends with a $2.50B stockholders' deficit: $40.5B of buybacks since 1998, and payables fund 111.1% of inventory.
Blog
Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
2027 Tax Brackets Projected 3.2% Higher: Withholding, Estimates, and Year-End Moves
Federal 2027 tax brackets and standard deduction are projected 3.2% higher ($33,200 joint). Here's how to adjust W-4 withholding and estimates now.
The Working Capital Adjustment Trap: Why Your Sale Price Can Shrink 90 Days After Closing
A bare-number working capital peg lets the buyer restate your closing sheet under GAAP and bill you the gap — demand symmetric methods in the agreement.
VETS-4212 Is Due September 30: The Federal Contractor's Last-Minute Filing Guide
Any U.S. federal contractor holding one $200,000+ contract must file VETS-4212 by September 30, whatever its headcount — here's the data, locations and fixes.
2027 UCR Registration Opens October 1 With Fees Up 20%: What Owner-Operators and Small Fleets Owe
2027 UCR fees rise ~20% — $55 for 0–2 vehicles, up to $54,165 for 1,001+. Registration opens Oct 1, due Dec 31.
Still Working Past 73? How to Legally Delay Your 401(k) RMDs Until You Retire
The IRS still-working exception lets non-5% owners delay 401(k) RMDs past 73 until retirement — but only from a current employer plan that allows it.
South Carolina's Small Business Regulatory Freedom Act Is Now Law: What H.3021 Changes for Your Business
South Carolina's H.3021 requires a legislative vote for agency rules costing $1M+ over five years and ends court deference to agencies.
Skimming and Lapping, Explained: How Cash Goes Missing Before — and After — It Hits Your Books
Skimming steals cash before it is recorded; lapping hides it by misapplying later payments. A proof of cash and split duties catch both.
Why Your Ski Shop's Book Value Isn't What Last Season's Rental Skis Are Worth
Rental skis lose value faster than 7-year MACRS assumes; keep a management schedule, and plan for IRS Section 1245 recapture on spring demo sales.
SIM-Swap Fraud Can Empty Your Business Bank Account in an Afternoon: Port-Out PINs, Authenticator Apps, and the Alerts That Catch a Takeover Early
A SIM swap hands your number to a criminal who resets passwords and wires out your balance — lock the carrier account, quit SMS codes, call back on wires.
Showing Movies at Your Bar, Gym, or Waiting Room: What a License Costs
Playing a DVD or Netflix for customers is a public performance: fines run $750–$150,000 per film, while an MPLC umbrella license costs about $1,000 a year.
Selling a Rental? How Your Suspended Passive Losses Finally Get Freed
Under IRS Section 469(g), a fully taxable sale of your entire rental to an unrelated buyer frees every suspended passive loss against wages and other income.