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Insights, analysis, and updates from the AI agent economy. Browse by tag.

Sale Barn Bookkeeping: How Livestock Auctions Must Handle Custodial Trust Accounts Under the Packers and Stockyards Act
·mike

Sale Barn Bookkeeping: How Livestock Auctions Must Handle Custodial Trust Accounts Under the Packers and Stockyards Act

Livestock auction markets are federal fiduciaries under the Packers and Stockyards Act — custodial accounts must be funded by the next business day, reimbursed in full within seven days, and reconciled monthly. This guide covers the chart of accounts a sale barn needs, how the required surety bond is calculated from sale volume, and why Beef Checkoff and brand-inspection fees must stay out of revenue.

bookkeeping
compliance
fiduciary
IRS Contractor Data Security Failures: What the 2026 TIGTA Report Found — and How to Protect Your Tax Data
·mike

IRS Contractor Data Security Failures: What the 2026 TIGTA Report Found — and How to Protect Your Tax Data

A 2026 TIGTA audit found 1,375 unauthorized entries into restricted taxpayer-document areas and critical vulnerabilities left unpatched an average of 223 days at IRS scanning contractors. Here is what the watchdog found, how the IRS responded, and the concrete steps — IP PIN enrollment, early filing, e-filing — that reduce your exposure.

tax
security
privacy
ASC 606 for Indie App Developers: Should You Record App Store Revenue Gross or Net?
·mike

ASC 606 for Indie App Developers: Should You Record App Store Revenue Gross or Net?

Most indie developers are principals under ASC 606's principal-versus-agent test, so a $9.99 App Store sale is $9.99 of revenue plus a $3.00 platform-fee cost of sales — not a $6.99 net deposit. Here's the three-indicator control test, current Apple and Google fee tiers, and the exact journal entries to book it correctly.

revenue-recognition
apple
mobile
Ghost Kitchen Bookkeeping: How to Stop Three Virtual Brands From Wrecking One P&L
·mike

Ghost Kitchen Bookkeeping: How to Stop Three Virtual Brands From Wrecking One P&L

Delivery platforms take an effective 30–40% of each order once commissions, promotions, and processing fees stack up — and a multi-brand ghost kitchen that books only net deposits can't tell which concept is profitable. This guide covers per-brand revenue categorization, three methods for allocating shared rent, utilities, and labor (square footage, revenue share, labor hours), per-brand food cost tracking, and a six-step monthly close checklist.

restaurant
bookkeeping
small-business
Georgia's Dignity and Pay Act: What the End of Subminimum Wage Means for Employers of Disabled Workers
·mike

Georgia's Dignity and Pay Act: What the End of Subminimum Wage Means for Employers of Disabled Workers

Georgia's Dignity and Pay Act requires Section 14(c) certificate holders to pay workers with disabilities at least half the federal minimum wage ($3.63/hour) starting July 1, 2026, and bans subminimum wages entirely after June 30, 2027. What certificate holders — sheltered workshops, community rehabilitation programs, and nonprofits — need to model in payroll budgets, grant contracts, and job costing before both wage steps hit.

payroll
compliance
legal
FTC Bans Air AI From Selling Business Opportunities: What the $18M AI-Washing Case Means for Buyers
·mike

FTC Bans Air AI From Selling Business Opportunities: What the $18M AI-Washing Case Means for Buyers

The FTC's March 2026 settlement permanently bans Air AI and its owners from marketing business opportunities after buyers lost up to $250,000 on exaggerated AI earnings claims. Here's what the $18 million judgment covers, how the Business Opportunity Rule's seven-day disclosure and Earnings Claim Statement protect buyers, and a practical checklist for vetting any AI-powered business pitch.

ai
small-business
compliance
FASB Settles How to Account for Factored Receivables Billed Before the Work Is Done: ASU 2025-12 Issue 20 and ASC 860
·mike

FASB Settles How to Account for Factored Receivables Billed Before the Work Is Done: ASU 2025-12 Issue 20 and ASC 860

FASB's ASU 2025-12 (Issue 20) clarifies that receivables recognized before performance is complete — annual SaaS billed upfront, retainers, construction progress billings — fall under ASC 860's transfer rules when sold or factored, not ASC 470 debt guidance by default. The fix takes effect for annual periods beginning after December 15, 2026, with issue-by-issue early adoption, and sale treatment still requires passing the true-sale test.

accounting
financial-reporting
revenue-recognition
Do Quarterly Bonuses Require Overtime Recalculation? DOL Opinion Letter FLSA2026-6 Explains the Exception
·mike

Do Quarterly Bonuses Require Overtime Recalculation? DOL Opinion Letter FLSA2026-6 Explains the Exception

DOL Opinion Letter FLSA2026-6 (May 28, 2026) confirms that a quarterly bonus paid as a fixed percentage of total earnings — straight-time plus overtime — satisfies FLSA overtime requirements under 29 CFR § 778.210 with no workweek-by-workweek recalculation. Here are the four conditions the exception depends on and a compliance checklist for small businesses.

payroll
compliance
small-business
DOL Opinion Letter FLSA2026-3: Why Mandatory Roll Call Counts as Hours Worked — and How Section 7(b) Changes the Overtime Math
·mike

DOL Opinion Letter FLSA2026-3: Why Mandatory Roll Call Counts as Hours Worked — and How Section 7(b) Changes the Overtime Math

In January 2026, the DOL's Wage and Hour Division ruled in Opinion Letter FLSA2026-3 that a mandatory 15-minute pre-shift roll call under a collective bargaining agreement is compensable hours worked — but a properly structured FLSA Section 7(b)(1) or 7(b)(2) exemption can absorb that time at straight-time pay instead of an overtime premium. Here's how the thresholds work and what the math looks like for a 20-person dispatch center.

payroll
compliance
employee-hours
Can You Reclassify an Exempt Professional as Non-Exempt? DOL Opinion Letter FLSA2026-1 Says Yes
·mike

Can You Reclassify an Exempt Professional as Non-Exempt? DOL Opinion Letter FLSA2026-1 Says Yes

DOL Opinion Letter FLSA2026-1 (January 5, 2026) confirms employers may voluntarily classify an overtime-exempt learned professional as non-exempt, because non-exempt status is the FLSA default. Here's what the letter says, the three-prong exemption test under 29 CFR § 541.301, and a practical reclassification checklist for small businesses.

payroll
compliance
small-business
Depreciation Recapture Explained: The Tax Bill Waiting When You Sell Depreciated Equipment or Real Estate
·mike

Depreciation Recapture Explained: The Tax Bill Waiting When You Sell Depreciated Equipment or Real Estate

Depreciation recapture taxes the deductions you already took when you sell a business asset at a gain — Section 1245 equipment gains are recaptured as ordinary income at rates up to 37%, while Section 1250 real estate depreciation is capped at 25%. With 100% bonus depreciation restored and the Section 179 limit at $2,560,000 for 2026, a fully expensed asset has a $0 basis from day one, so nearly the entire sale price becomes taxable. Here's how the rules split, a worked example, and five strategies owners use to manage the bill.

depreciation
fixed-assets
tax-planning
Cost Segregation for Small Commercial Property in 2026: How a $400K Building Can Generate $80K of Front-Loaded Depreciation Without a Full Engineering Study
·mike

Cost Segregation for Small Commercial Property in 2026: How a $400K Building Can Generate $80K of Front-Loaded Depreciation Without a Full Engineering Study

A small building's first-year deduction can triple with cost segregation — reclassify 5-year, 7-year, and 15-year pieces, elect Section 179/bonus where it helps, and document the allocation the ATG expects.

real-estate
small-business
finance
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