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#behavioral-finance

Behavioral Finance

Understand behavioral finance and spending psychology

2 postsView all tags
Profit First for Small Businesses: How the Five-Account System Fixes Cash Flow
·mike

Profit First for Small Businesses: How the Five-Account System Fixes Cash Flow

The Profit First method flips Sales − Expenses = Profit into Sales − Profit = Expenses, routing revenue through five bank accounts (Income, Profit, Owner's Pay, Tax, OpEx) on a twice-monthly cadence. This guide covers target allocation percentages by revenue band, the real-revenue calculation that trips up contractors, common failure patterns, and where the system's critics have a point.

cash-flow
small-business
financial-management
Decoding Your Financial DNA: How Plain Text Accounting Reveals Hidden Money Behaviors
·mike

Decoding Your Financial DNA: How Plain Text Accounting Reveals Hidden Money Behaviors

Plain text accounting unveils the intricate relationship between your spending habits and emotional states, offering insights into your financial decisions and revealing the deeper motivations behind your purchases.

accounting
personal-finance
behavioral-finance