
Pricing a Tiny Home Build So It Actually Makes Money: The True-COGS Playbook
Price a tiny home from true COGS: burdened labor at 1.35x wages plus overhead turns a $40,000 quote into a 4% job; a 40% margin needs about $58,000.
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Accounting practices for construction businesses including job costing, WIP schedules, and retainage

Price a tiny home from true COGS: burdened labor at 1.35x wages plus overhead turns a $40,000 quote into a 4% job; a 40% margin needs about $58,000.

A mechanic's lien secures your unpaid invoice against the property — but one missed notice or deadline voids it. US filing rules and owner defenses.

Off-highway gasoline earns $0.183/gal back and undyed diesel $0.243 — claim the federal credit on IRS Form 4136 with your return.

Septic inspections average $550 nationally, from $200 annuals to $700 detailed reports. Price by tier, track credential costs, and keep pumping revenue apart.

A GMP contract caps a cost-plus job: the owner pays actual costs plus fee up to the ceiling, and the contractor absorbs overruns unless a change order moves it.

A certificate of occupancy — not your lease — is what legally lets you open. Verify the CO matches your use before signing and budget the full fee chain.

Fence and deck jobs lose margin between bid day and build day — price by the unit, book deposits as liabilities, and run a monthly WIP even on two-week jobs.

Lennar FY2026 Q3: $8.046B revenue (-8.7%) and parent net income down 52% to $283.9M, while the build cycle hit a record 116 days and new orders fell 9%.

A workers' comp ghost policy covers nobody — it buys the COI a general contractor demands for $750–$1,200 a year. Who qualifies, and what the audit checks.

A US contractor license bond protects the public and costs 1–3% a year; a bid bond protects one project owner and will never satisfy a state licensing board.

A401's pay-if-paid clause decides whether a slow-paying owner becomes your problem. What A101, A201 and A401 each do, and which blanks to negotiate first.

Louisiana's HB 953 dissolves the State Plumbing Board on January 1 — journeyman hours drop from 7,000 to 2,500 and the apprentice ratio rises to 1:3.