Skip to main content

#freelance

Freelance

Financial management and tax guidance for freelancers

202 postsView all tagsBack to All Posts
8 min read

Freelancing in Switzerland: How Cantonal Taxes, AHV, and the CHF 100,000 VAT Line Actually Work

A Swiss freelancer's tax bill stacks federal (up to 11.5%), cantonal, and communal layers — roughly CHF 15,000–18,000 on CHF 100,000 of profit in Zug versus about CHF 28,000 in Geneva. This guide covers AHV self-employed status (three criteria, ~10% of net profit, CHF 2,300 registration threshold), the CHF 100,000 VAT and Commercial Register line, 8.1% standard VAT, Pillar 3a deductions up to CHF 36,288, and when a GmbH beats a sole proprietorship.

Mike Thrift

freelanceself-employmenttax
7 min read

Malta's New VAT-Inclusive Pricing Rule: What Freelancers and Small Businesses Need to Know

Malta's 2026 Budget Implementation Act makes displayed prices presumed VAT-inclusive by law, with only two carve-outs. The domestic small-enterprise exemption holds at €35,000 turnover, new Articles 11A/11B open a €100,000 EU-wide cross-border SME scheme with quarterly declarations, and mandatory e-invoicing is coming as Malta targets its 24.2% VAT gap.

Mike Thrift

taxtax-compliancesmall-business
8 min read

NLRB Independent Contractor Rulemaking Petition: What the SuperShuttle Fight Means for Small Businesses

On February 11, 2026, fourteen trade groups — including the American Trucking Associations and the National Retail Federation — petitioned the NLRB to lock in a stable independent contractor standard after three different tests in roughly a decade. Here's how the NLRB test differs from the IRS and DOL frameworks, and what contractor-reliant businesses should do while the petition plays out.

Mike Thrift

independent-contractorcompliancepayroll
7 min read

The AI Orchestrator Premium: Why Some Freelancers Are Earning 34% More in 2026 (and Others Are Earning Less)

Upwork's Future Workforce Index 2026 finds freelancers doing AI-related work earn 34% more per hour, with earnings on complex AI work up 45% year-over-year while per-contract pay for commodity generative-AI gigs fell 13% — here's what the "AI Orchestrator" split means for freelancers and indie developers, and how to land on the right side of it.

Mike Thrift

aifreelanceself-employment
8 min read

The Netherlands Is Cutting the Zelfstandigenaftrek Again: What ZZP Freelancers Should Budget for in 2026 and 2027

The Dutch zelfstandigenaftrek drops from €2,470 in 2025 to €1,200 in 2026 and €900 in 2027 — an 88% reduction since 2020's €7,280. For a ZZP freelancer with €50,000 profit, the 2026 cut alone adds roughly €400–€480 in tax, compounded by the MKB-winstvrijstelling falling to 12.70%. Here's the full phase-down schedule and five concrete budgeting steps.

Mike Thrift

taxtax-deductionstax-planning
9 min read

Autónomo Taxes in Spain: Cuotas by Real Income, IRPF Withholding, and the €80 Flat Rate Explained for 2026

Spain's autónomo cuota is income-based across 15 tiers (roughly €205 to €1,606/month at a 31.5% rate), reconciled after your annual tax return via regularización. New freelancers can pay a flat €80/month for 12 months and withhold IRPF at a reduced 7% instead of 15% — but choosing 15% once forfeits the reduced rate. Here's how the 2026 rules fit together.

Mike Thrift

taxself-employmentfreelance
Start Free→Documentation