#loans
Loans
Track and manage business loans, interest, and repayment schedules
Micro Loans for Small Business: The Complete Guide to Getting Started
A practical guide to micro loans for small businesses — covering the SBA Microloan Program (up to $50,000, average $13,000 at 8–13% interest), CDFIs, Kiva, and five qualification steps for entrepreneurs who can't access traditional bank financing.
Minority Business Loans: The Complete Guide to Funding Your Business
Black-owned businesses face a 39% loan denial rate versus 18% for white-owned firms. This guide covers every major minority business loan program—SBA 7(a), Community Advantage, CDFIs, MBDA, and more—plus eligibility requirements and strategies to improve your approval odds.
Merchant Cash Advances: What They Are, How They Work, and When to Avoid Them
Merchant cash advances can fund your business in 24 hours—but at effective APRs often exceeding 100%. Learn how factor rates work, how to calculate your true cost, when MCAs make sense, and what cheaper alternatives to consider first.
How to Get a Business Loan: A Complete Guide for Small Business Owners
A step-by-step guide to securing a business loan—covering SBA loans, bank terms, online lenders, credit score requirements, and the most common application mistakes small business owners make.
What Is APR? Annual Percentage Rate Explained for Small Business Owners
APR bundles a loan's interest rate and all lender fees into a single number, revealing the true cost of borrowing. Learn how to calculate APR, compare competing loan offers, and spot red flags in merchant cash advances and short-term financing.
Small Business Loans: A Complete Guide to Financing Your Growth in 2026
Navigating the world of small business loans can be challenging. This comprehensive guide outlines the various types of financing available in 2026, what lenders seek in applicants, and strategies to enhance your chances of securing funding.
PPP Forgiveness: Should You Choose the 8-Week or 24-Week Covered Period?
Navigating the choice between the 8-week and 24-week covered periods for PPP loan forgiveness can significantly impact your business's financial health. This guide provides essential insights to help you make an informed decision.
The Complete EIDL Loan Handbook: Your Essential Guide to Managing Economic Injury Disaster Loans
Navigate the complexities of Economic Injury Disaster Loans (EIDL) with this comprehensive handbook. Learn about compliance, recordkeeping, and strategic financial planning to effectively manage your EIDL funds.
Guia per al préstec EIDL: Gestió de fons i manteniment del compliment
Una guia completa per a propietaris de petites empreses amb un préstec EIDL aprovat. Aprengui a utilitzar correctament els fons, a mantenir el compliment i a conservar una documentació precisa per maximitzar els beneficis del préstec per desastres.
PPP Loan Forgiveness Rejected: What to Do When Your Application Is Denied
Receiving a denial for your PPP loan forgiveness application can be disheartening. This guide outlines the common reasons for rejection, your rights to appeal, and actionable steps to take to navigate the situation effectively.
SBA PPP Direct Forgiveness Portal: Complete Step-by-Step Guide
Navigate the SBA's Direct Forgiveness Portal with ease using this comprehensive guide, designed for small business owners seeking quick and efficient loan forgiveness.
What to Do After Getting Your PPP Loan Approved: Your Complete Action Plan
Learn the essential steps to take after your PPP loan approval to ensure full forgiveness and avoid repayment. This action plan outlines key requirements and best practices for managing your funds effectively.