Fed Holds Rates at 3.5–3.75% on June 17, 2026: What Warsh's First Hold Means for Borrowers
FOMC voted 12–0 June 17 2026 to hold fed funds at 3.5–3.75% and IORB at 3.65% — no 2026 cuts projected, five reform task forces launched.
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Small Business
Financial management strategies and tools for small business owners
Federal Grant Cuts Are Hitting Small Nonprofits Hardest: How to Navigate the 2026 Funding Disruption
A third of nonprofits report government funding disruptions in 2026, with 300+ proposed changes to 2 CFR 200. Learn the fixed-amount award elimination, pass-through risks, and emergency steps.
Federal Policy in the 119th Congress: What CRS Says About the Fed's Four Responsibilities and Current Debates
CRS R48380 and 2025–26 reports frame Fed duties — monetary policy, bank regulation, payments, and lender of last resort — and 2026 oversight debates.
FICO's New Buy Now, Pay Later Credit Scores: How BNPL Habits Could Now Help or Hurt the Personal Credit Behind Your Next Business Loan
FICO will include BNPL loans in two new FICO Score 10 models this fall. Learn how on-time BNPL can lift thin files by 13-21 points, how missed BNPL now hurts, and what it means for the personal credit behind your next SBA or bank loan.
Form 1099-K Threshold Reverts to $20,000 and 200 Transactions: What the One Big Beautiful Bill Changed
IR-2025-107 and Fact Sheet 2025-08: One Big Beautiful Bill retroactively reinstates $20,000 and 200-transaction 1099-K threshold, undoing ARPA $600 rule. What sellers must still track.
Four States Cut Corporate Income Tax Rates for 2026: What Georgia, Nebraska, North Carolina and Pennsylvania Changes Mean for Where You Incorporate
Georgia, Nebraska, NC and Pennsylvania all cut corporate rates Jan 1 2026 — from NC's 2% flat to PA's 7.49%. What the cuts mean for entity choice and nexus.
FV Bank Becomes the First US-Chartered Bank to Offer Stablecoin Settlement: What the 2026 Unified Fintech Platform Means for Small Businesses
FV Bank launched a unified fintech platform June 18, 2026 — stablecoin settlement, digital asset custody, and programmable payments in one regulated US bank. Learn how USDT/USDC/PYUSD direct deposits work.
The Great Ownership Transfer: What McKinsey's 6 Million Small Business Transitions Mean for Owners by 2035
McKinsey: ~6M SMBs face ownership transfer by 2035 as boomers retire — financing gaps, seller notes, and succession planning for 2026.
Home Care Bookkeeping in 2026: The Accounting Guide Every Agency Needs
Home care bookkeeping: monthly closes by the 7th, EVV to payroll to billing, Medicaid/Medicare compliance, and the controls that prevent audit findings.
How to Open a Profitable Padel Club: An Operator's Guide to Courts, Costs, and Community
Padel is booming but clubs fail on launch, not courts — a step-by-step operator guide to market research, 4-court budgets, pricing, and utilization.
How to Start a Pressure Washing Business in 2026: $2,000–$10,000 Startup, $1,500 Starter Rig
Pressure washing startup $2K–$10K (or $1,500 starter rig) — equipment, pricing, first customers, and cash flow for 2026.
HRA Council 2026: ICHRA Adoption Up 34% at Large Employers and 52% at Small — Family Premiums Hit $26,993
HRA Council: ALE ICHRA adoption up 34%, small employer up 52%, ~1M covered lives, $26,993 family premium strain — what 2026 means for defined contribution.