Driving Into Manhattan for Work? What NYC Congestion Pricing Costs Small Businesses in 2026
Manhattan's $9-$21.60 congestion toll is a deductible New York business expense — cut it with E-ZPass, overnight runs, and consolidated truck routes.
#small-business
Small Business
Financial management strategies and tools for small business owners
Your POS System Wants to Issue Your Next Business Credit Card: How Transaction-Underwritten Embedded Credit Works
Embedded cards underwrite from live sales data instead of your FICO score — faster approval, but floating limits and exit terms to read first.
The Predominant Use Study: How Manufacturers Stop Paying Sales Tax on Their Utility Bills
If 50%+ of your metered electricity or gas runs production equipment, Texas, Indiana and other states exempt the whole utility bill — plus 3–4 years of refunds.
Skimmed at the Pump: The Fuel-Card Controls That Stop Fleet Fuel Fraud
Up to 22% of fleet fuel spend is lost to fraud. Driver PINs, gallon caps, and telematics matching stop cloned cards at the pump.
Tax-Gain Harvesting in the 0% Bracket: How Business Owners With a Low-Income Year Can Sell, Rebuy, and Reset Basis Tax-Free Before December 31
In a low-income year, long-term gains are taxed at 0% Federal rate up to $98,900 joint — sell, rebuy immediately, and reset basis before December 31.
Trinidad and Tobago's New Landlord Business Surcharge: What Rental-Income Small Businesses Owe Starting 2026
Trinidad and Tobago taxes landlords 2.5–3.5% of gross quarterly rent: BIR registration, quarterly deadlines, penalties, and the annual income-tax credit.
Your Invoices Could Soon Pay Themselves: What Autonomous AP Means for Your Small Business
Autonomous AP software codes, matches, and pays invoices with humans touching only exceptions, cutting processing costs from ~$15 to under $3 per invoice.
13th-Month Pay for Global Teams: Which Countries Mandate It, How to Prorate It, and Why You Should Accrue It All Year
13th-month pay is mandatory wages in 20+ countries, not a bonus. Accrue one-twelfth monthly or December payroll breaks your budget.
The Black Friday–Cyber Monday Accounting Playbook: Prep Your Books for Peak Volume, Record Discounts Right, and Survive the December Returns Wave
Record BFCM promo codes as contra revenue, reconcile processor payouts weekly, and accrue December's ~17% holiday returns before year-end close.
Your Business Credit Card Doesn't Carry the Protections You Think It Does
CARD Act protections stop at consumer cards: business issuers can reprice existing balances and charge uncapped fees. Seven habits close the gap.
Business Tax Software Compared: How TurboTax Business, H&R Block, and TaxAct Handle 1065, 1120-S, and 1120 Returns for Small Entities
TurboTax Business guides first-timers, H&R Block bundles the 1040, TaxAct undercuts both — pick US entity software by forms, e-files, and support.
California's AB 2477 Lets Pest Control Trainees Work Under Supervision While Their License Is Pending
California AB 2477 lets pest-control trainees spray outdoors under supervision for 60 days from January 2028 — after 80 hours of documented training.