Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
From Jan 1 2026, CCPA requires HR data risk assessments and new state privacy laws in IN, KY, RI take effect — what HR must map, disclose and minimize.
California, New York, Utah, Florida and more now require cost disclosures for commercial loans, MCA and factoring — what triggers disclosure and how to comply.
Square is free and simple, Shopify wins for ecommerce, Clover lets you choose a processor, Helcim is interchange-plus. Learn the fee, hardware, and bookkeeping differences that decide the right POS in 2026.
SSA raises Social Security wage base to $184,500 for 2026 (from $176,100) — 6.2% to $11,439 cap, plus 0.9% Medicare over $200K. Payroll update for 2026.
OBBBA created Section 174A to permanently restore immediate expensing for domestic R&E after Dec 31, 2024. Learn the retroactive window that closed July 6, 2026, the new mandatory Form 6765 Section G for 2026, and how to tag domestic vs foreign costs by business component.
The SBA suspended 7,800 Wisconsin borrowers tied to $375M in suspected PPP/EIDL fraud — part of a $10B+ nationwide sweep. Learn what legitimate borrowers should verify now and how to respond if flagged.
June 24 2026 SAFE Banking reintroduced (38 pages) — safe harbor for banks serving state-legal cannabis, plus loans, debit, and mortgage access.
Colorado charges $0.29 per retail delivery and Minnesota $0.50 on orders $100+ — separate from sales tax. Thresholds, collection, and bookkeeping for 2026.
KPMG's 2026 tariff survey found 55% of businesses plan further price hikes, while reshoring remains rare — only a slow shift from evaluation to execution. Learn why manufacturers prefer hikes to moving.
QCDs up to $111,000 in 2026 let IRA owners 70½+ give directly to charity, satisfy RMDs, and exclude the distribution from income.
Ramp launched Stack June 3, 2026 — an AI operating system for accounting firms that deploys agents for close, reconciliations, and journal entries. Learn what it automates and where human review remains.
Ramp: freelancer marketplace spend fell 0.66%→0.14% while AI model spend rose to ~3%; top freelancer spenders shifted fastest — what it means for hiring.
