Pre-Need Funeral Trust Accounting: How to Track Future Obligations and Recognize Revenue Correctly
Pre-need funeral payments are not revenue until service — they're trust liabilities. Accrual, revenue recognition, and compliance for 2026.
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Plain-text accounting insights, tutorials, and updates from the Beancount.io team.
Pool Service Route Bookkeeping: Separating Chemical COGS from Labor, Tracking Route Density, and Pricing for Profit
Pool service profit is route density plus chemical control. Learn how to separate chemical COGS from labor, price the three chemical models, and track stops-per-day and revenue-per-route.
PLESAs for Small Business: How Pension-Linked Emergency Savings Accounts Work in 2026
A PLESA is a Roth emergency-savings account embedded in a 401(k), capped at $2,500, with tax- and penalty-free withdrawals employees can take any month. This guide covers how SECURE 2.0 pension-linked emergency savings accounts work for small businesses — the contribution rules, the match wrinkle, the compliance checklist, and whether adding one in 2026 is worth the cost.
The Philippines' BIR Is Now Watching Freelancer and Influencer Income: Registration, 8% Tax, and the Seal You Must Display in 2026
The BIR now requires freelancers, influencers, and online sellers to register, display a Registration Seal Badge, and choose between 8% gross or graduated + percentage/VAT. RMC 97-2021 and 500 influencers probed are the backdrop.
Peru's 18% VAT on Foreign Platforms, Explained: What Upwork, Fiverr, and Other Marketplaces Now Withhold and What Freelancers Must Still File
Peru's 18% IGV on foreign digital services took effect Dec 1, 2024 via Legislative Decree 1623. Learn when Upwork and Fiverr must withhold, how SUNAT's Supreme Decree 157-2024 works, and what Peruvian freelancers must still file.
Personal Training and Fitness Studio Bookkeeping: Reconciling Membership Platforms, Class-Pack Deferred Revenue, and the Package Profit Margins Most Trainers Never Calculate
Fitness studios collect cash upfront for memberships and class packs but earn it over weeks. Learn how to reconcile Mindbody and Stripe, track deferred revenue correctly, and calculate the true margin on personal training packages.
Payday Super Starts July 1, 2026: What Australian Employers Must Pay on Payday, Not Quarterly
From July 1 2026 Australia's Payday Super requires super paid with wages and received within 7 business days — not quarterly. Who, when, and how to prepare.
Pakistan Just Extended Its 0.25% Tax Rate for IT Freelancers to 2029: What Section 65F and the PSEB Registration Requirement Actually Mean for Exporters
Pakistan extended the 0.25% final tax for PSEB-registered IT exporters to June 30, 2029. Learn the 1% vs 0.25% vs 0% tiers, the 80% remittance rule, and why PSEB registration is the gateway.
One Remote Hire, Five New Obligations: How Multi-State Payroll Tax Nexus Actually Triggers the Moment You Hire Outside Your Home State in 2026
A single remote employee creates payroll tax nexus — no revenue threshold. Learn the five obligations that trigger day one, how withholding follows work location, and the registration and filing steps for 2026.
Nonbank Lenders for Small Businesses: 5 Options When Banks Say No, and What They Really Cost
77% of small business bank loan applications are rejected — 5 nonbank alternatives (Accion, fintech, CDFIs) with faster funding but higher disclosure and cost trade-offs.
New York Expanded Wage Theft Enforcement in 2026: Liens, Seizures, and Stop-Work Orders Employers Must Understand
Governor Hochul's FY2025-26 budget gave NYSDOL power to lien property, seize assets, and issue stop-work orders for unpaid wage-theft judgments — what it means for employers.
New Jersey Just Cut Its Business Formation Fees by $25: What the $100 Formation Fee Means for LLCs and Nonprofits in 2026
New Jersey cut formation fees from $125 to $100 (nonprofits $75 to $50) July 1, 2026 via Amato bill. Learn what filings it covers, annual report still $75, and how to file.